KPM Interest-Free Finance
Why wait? Apply for Interest Free finance NOW so you can get your goods sooner rather than later?
It's easy to apply for and not only will you get 6 months Interest Free, your Visa Card will give you instant access to over 1 million ATMs at over 24 million outlets located worldwide, online and over the phone!
Interest Free Finance is provided on purchases over $500 giving you the flexibility to pay for your purchases with low weekly repayments.
How does it work?
Simply apply online in the comfort of your own home or pop into your KPM store where a freindly staff member will set up your application/ Before you know it, you could have funds to purchase your new air intake, exhaust system, performance upgrade package or general repair to your car.
The Visa Card
Once approved, you will receive your Visa Card and PIN in the mail. Your card will contain the latest in card security via an embedded microchip, and you can use your card up to your approval limit for everyday purchases where VISA is accepted.
So don't wait, apply today!
Frequently asked questions:
What information do I acquire?
When applying you'll need to supply: two forms of identification (preferably a drivers license and Medicare card), your residential address, employment information and disclose any outstanding credit.
We will also require the contact details for two personal references.
How do finance terms work?
To get what you want without delay we will pay for the goods on your behalf, allowing you to take the goods home today and repay the amount whilst enjoying their benefit. WE require a minimum monthly repayment of $30 or 3% of the outstanding balance (whichever is higher), but you can repay this faster if you wish.
How often can I make repayments?
Choose repayments to suit you. You can elect to make payments on a weekly, fortnightly or monthly basis.
How can I make repayments?
Repayments can be made:
- Automatically by Direct Debit
- Online with BPAY
- In person at Australia Post
- By cheque via the mail
Can I use my Visa Card overseas?
Yes. This card is a Visa card and can be accepted wherever Visas can be used; online, over the phone, in store, ATMs and through EFTPOS.
Is this Visa Card secure?
Yes. This Visa card contains the latest in card security via an embedded microchip. This chip is more secure than standard magnetic stripe cards, making it more difficult for fraudsters to fraudulently copy the card.
Benefits for you:
The benefits for you include:
- Easy application process
- Multiple payment methods
- Worldwide acceptance with VISA at over 24 million outlets
- No early repayment penalties
- Internet banking and BPAY for easy account management
The Visa Card is only available to approved applicants only, terms and conditions apply (ABN 31 099 651 877) (ACL 247415). Fees and charges are payable including a $60 application fee and $2.90 account keeping fee per month. Minimum monthly Payments of 3% of the outstanding balance or $30 whichever is greater is required during the interest free period. Making minimum payments will not finalize your account within the Interest Free Period. Interest is payable after the Interest Free period on the balance outstanding, please refer to your Visa Card Contract booklet for full details.